Those with a background in unix administration are familiar with ssh which is a secure shell. It generally includes a telnet that can't be sniffed, a secure ftp, a secure forwarding of services and a secure file copy utility. The initial version had vulnerabilities in its encryption that could be exploited. SSH version 2 corrects those defects. It is the remote administration utility of choice for unix admins. Versions are available to securely administer Windows NT and Windows 2000 servers.
Secure iXplorer
what you need for secure FTP, VNC and Terminal sessions
ShellGuard
commercial product SSH2, SSH1, scp and Telnet are all supported in a single client
TTSSH: An SSH Extension to Teraterm
free SSH client for Windows
WinSSHD
commercial, a Windows NT4/2000 SSH Secure Shell 2 server
WinSCP
WinSCP is a freeware SCP (Secure CoPy) client for Windows 95/98/NT/2000/XP/ME using SSH (Secure SHell). Its main function is safe copying of files between a local and a remote computer. WinSCP can do all basic operations with files, such as copying and moving (to and from a remote computer). It also allows you to rename files and folders, create new folders, and change properties of files and folders.
If you are wondering about the telnet build into Windows 2000 and XP, it supports native NTLM authentication which encrypts passwords. This is only useful if its two W2K boxes communicating. Telnet to anything else and its all plain text passwords and commands. And guess what, even the W2K-to-W2K telnet only encrypts the passwords and nothing else.